For many of us, our family and loved ones are always our main focus. We would do anything for them, including, making their lives a little easier by not having to worry about us in our later years. How would it make you feel, knowing that you could provide yourself with the care and protection that you need? How would it feel if you could do this without having to worry about putting any undue pressure or strain on those most important to you? There are a number of ways that these options can be a reality for you.
With me as your advisor, we could sit down and figure out some great options that may be available to you. You would learn how each of these options work for you and how you can implement them into your overall planning needs. These plans offer a variety of benefits from leaving a legacy to peace of mind and even a few growth opportunities for the value of the policy. By sitting down and discussing your options, you will gain an understanding if Life Products are right for you. If they are, you will be quite pleased to see how affordable and beneficial they can be for you. Take a look below at some great options for you.
Term Life Insurance
Whole Life Insurance
Indexed Universal Life
These products are usually the most cost effective for folks. This form a coverage can offer great benefits for as long as you need them. The benefits of coverage with a 'Term' product is a larger amount of protection and a lower cost than 'Whole Life' or 'Indexed Universal Life' for equal protection amounts.
With a simple review of your needs we can find out if this form or protection is what's best for you.
Coverage from a 'Whole Life' Plan can offer tremendous benefits. You can earn increased cash value, you'll have a guaranteed amount of benefit and never worry about increased premiums.
These plans may be the right choice for you especially if you wanted to take care of any final expenses that arise. As always, the benefit would go directly to a beneficiary of your choosing. For more information, let's review your needs together!
An Indexed Universal Life product can offer some incredible advantages to the owner. With this product you can vary the amount of coverage you would like to receive, as well as have options to change premiums if needed.
This product would also give you a guaranteed benefit amount with the upside of growing funds if the market were to rise, but never losing any if the market went down. It's a great way to reap rewards without any loss!